Auto Insurance Articles Archive for 2009

• Finding Automobile Insurance Quotes

  by Ricky Lawrence

  Finally, you bought a car, but there is one thing missing: insurance. It is important to get yourself an automobile insurance in order to be prepared for instances we can never control. However, looking for insurance is not easy especially if you are trying to save money and at the same time make sure you are completely covered.  How exactly do you start looking for automobile insurance quotes? Use technology available around you.  Thank goodness for the internet because you … (more) November 20, 2009

• Cheap Teen Auto Insurance

  by Ricky Lawrence

  One of the desires of a typical teenager is to have their own set of wheels.  This is because the car and driver’s license are a symbol of freedom and independence.  There is also this sense that for one moment they are adults once they have their own car. When your teen really deserves it, then get him/her a car.  When that is done, the next thing to think about is getting teen auto insurance. As with everything else, insurance … (more) November 20, 2009

• Finding the Best Auto Insurance Rates in the Market

  by Ricky Lawrence

  Everybody likes a good deal.  There is nothing like getting something for a price way below what you are expected to pay.  The thrill and joy at finding good bargains applies to most purchases, and that includes getting the best auto insurance rates. One thing to remember, premiums on auto insurance are based on risk factors.  Those factors include age, gender, occupation, and driving history to name a few.  The higher the risk profile of an applicant is; the higher … (more) November 19, 2009

• Basics of Group Auto Insurance

  by Ricky Lawrence

  Group auto insurance is beneficial and cost-effective for businesses since it offers participants a wide coverage at a relatively reasonable cost.  In cases of traffic mishaps or car accidents, members have that peace of mind that they would receive just compensation in case of a traffic accident.  As the term itself suggests, this type of insurance is designed for enterprises with more than one member.  However, it does not necessarily cater to just profit-oriented organizations, such as businesses, but also … (more) November 19, 2009

• Quick Facts on Non-Owners Auto Insurance

  by Ricky Lawrence

  If you are someone who does not own a vehicle, but drives around rented or borrowed vehicles for extended periods of time, it is recommended that you get yourself a non-owners car insurance.  People who live in congested cities such as New York and Chicago where car insurance is at a premium, parking is limited and expensive, and mobility limited, forego buying a vehicle.  Some inhabitants from these areas would from time to time drive cars especially if their work … (more) November 19, 2009

• Motor Vehicle Insurance 101

  by Ricky Lawrence

  Motor vehicle insurance is a type of insurance designed for cars, trucks, motorcycles and other types of motorized vehicles.  This type of coverage will allow policyholders to apply for claims in case of a traffic accident or mishap that causes damage to the parties involved including damage to property, life, and livelihood. Motor vehicle insurance is mandatory in a lot of U.S. states, and non-compliance of such would entail heavy fines or even prison time.  At the least, US drivers … (more) November 19, 2009

• Why You Need A Full Coverage Car Insurance

  by Ricky Lawrence

  Full coverage car insurance normally refers to collision and comprehensive coverage.  In reality, there is no such thing as full coverage car insurance, but collision and comprehensive coverage comes closest to a strict definition of the former.  This type of insurance policy is optional to car owners, but a number of auto dealerships would insist on buyers to get collision and comprehensive coverage — if it was bought using a loan — until such time that the car has been … (more) November 19, 2009

• Used Car Insurance Providers – Needles in the Haystack

  by Ricky Lawrence

  Lots of people these days buy second-hand cars instead of brand new ones because of the fact that a car decreases in value for up to 30% the moment it leaves a dealership. The moment its tires touch the road, a car becomes used and greatly depreciates. Second-hand vehicles are also just as good, if not better, than brand new cars, in terms of performance and after-sales parts. Owners also consider getting used car insurance policies to secure their property, … (more) November 18, 2009