Auto Insurance Articles Archive for 2009

• Having Better Deals through Automobile Insurance Quotes

  by Ricky Lawrence

  Being a car owner for more than a couple of years, you will not need any explanation why car or vehicle insurance is important.  The law requires it and it serves as your financial protection.  Not everyone knows enough though when it comes to matters such as physically surviving an accident without incurring huge expenses. However, making a choice among the companies that would offer insurance coverage can be the difficult part.  Of course, not one of these would admit … (more) December 1, 2009

• How Important are Free Auto Insurance Quotes?

  by Ricky Lawrence

  Ignorance is always the reason why people make wrong decisions that prompt them to do wrong moves.  Regret is usually its younger brother.  This is very true even in getting an insurance policy for your vehicle.  If you do not have enough information about an insurance provider and the premium rates of its coverage, you will most likely choose one without sufficient logical basis.  Perhaps, a choice is made because an agent selling a policy sounds credible or because a … (more) December 1, 2009

• Teaching Your Child about Teen Auto Insurance

  by Ricky Lawrence

  The moment your teen child rolls out of your garage with his first car you may have noticed how your blood pressure shoots up a bit.  Of course, it is quite normal for a parent who does not want to see his child getting hurt in an accident.  However, that is only the best that you can do.  Once a car and its teen driver are on the road, they both become potential victims of any accident that can happen … (more) December 1, 2009

• The Importance of Modified Car Insurance

  by Ricky Lawrence

  Cars owners spend good money to dress up their cars and make it look more beautiful and powerful on the road. Cars for these people are an extension of their personality and individuality. As such, they do not mind going through the trouble of bringing their cars to service centers and splurging to customize the look and performance of their prized possessions. Modifications can be anything from upgrading a part (like changing the original exhaust), changing an assembly, or adding … (more) November 30, 2009

• The Advantages of Getting GAP Insurance

  by Ricky Lawrence

  Not many people are familiar with GAP insurance, yet it is very advantageous for car owners and worth looking into. GAP stands for Guaranteed Asset Protection. This insurance policy is very easy to explain using an analogy. If you buy a piece of jewelry using your credit card, and you accidentally lose it, by the time your billing statement arrives, you will still have to pay for that expensive purchase. This same example is true with cars. Most people could … (more) November 30, 2009

• Understanding the Basics of Auto Collision Insurance

  by Ricky Lawrence

  Auto collision insurance is not necessarily required by law. However, every car owner should take it as his responsibility to get one. Simply put, this policy covers all expenses needed for any repairs if your vehicle figures in an accident, and you were found at fault. If damaged beyond repair, it could be replaced without you having to spend a cent. This insurance policy is very helpful especially if what you are driving is only on lease or is not … (more) November 30, 2009

• Do You Really Need Used Car Insurance?

  by Ricky Lawrence

  One of the reasons you bought a used car is because you are scrimping. Why have it insured if it will only incur additional expenses for you? Actually, car owners are not left with not much of a choice because all cars are required by law to be insured, be it new or secondhand. Then again, putting the law aside, used car insurance is very important and beneficial. Think about it carefully. You place yourself at a certain amount of … (more) November 30, 2009

• What You Should Know About Auto Insurance for Seniors

  by Ricky Lawrence

  Senior citizens are those aged 55 to 75 years old. They may be considered old, but their age sure comes with perks. One of these is the privilege of getting auto insurance for seniors. Such policies are priced lower than standard insurance rates. This is because it is generally believed that older people drive more safely and responsibly after incurring many years of experience on the road. They are also more disciplined, less aggressive, stay on the safe side, and … (more) November 30, 2009