Auto Insurance Articles Archive for 2009

• Get Covered with Gap Insurance Whether for Loaned or Leased Car

  by Ricky Lawrence

  Even if you have fully paid for the amount in a lease contract of your vehicle, when an accident happens and the car becomes beyond repair, you are still responsible in replacing the unit. It is true that an insurance provider will pay for it, but not the entire amount. It will only pay for its depreciated value while the leasing company will hold you accountable for the amount still owed from a dealership. The same goes true for loaned … (more) December 9, 2009

• Ten Ways to Get the Cheapest Car Insurance

  by Ricky Lawrence

  Buying insurance for your car is mandatory and at the same time can get really expensive. Your annual budget needs to be adjusted big time to make way for premiums, because really, auto coverage is something you cannot run away from. Just the same, having one can give you the assurance that you are properly covered when you get into an accident in the near future. There are ways, however, for you to work around costs and get discounts. Thus, … (more) December 9, 2009

• What to Look for in Your Truck Insurance Provider

  by Ricky Lawrence

  Part of being a responsible business owner is making sure that all vehicles used in the operations are properly insured. If your line of business is in trucking, then buying truck insurance for all your units becomes a must. Trucks are considered kings of the road because of their sheer size. Damages are usually bigger when there is a collision. Your business will suffer big time if your vehicles are left underinsured. Truck insurance can become more expensive in rates … (more) December 9, 2009

• Dealing with Motor Vehicle Insurance Claims

  by Ricky Lawrence

  Claiming motor vehicle insurance may prove to be a laborious task and prolonged agony to the insured. There are state laws that dictate how long insurers are allowed to settle a claim that leave policy holders wondering if they will ever get reimbursed. When taking care of motor vehicle insurance claims, make sure that all paperwork related to an accident is made available. Submit facts that will help the insurer assess the damage incurred. They will probably ask for pictures, … (more) December 8, 2009

• When Do You Need Non Owners Auto Insurance?

  by Ricky Lawrence

  It is true that because of the very dynamic and rising cost of gas and other basic commodities, a lot of people are choosing to commute via public transportation for everyday travel. It has become more practical to do so. Just because you do not have a car registered under your name does not mean you are not to consider getting car insurance of any sort. Of course, you would like to be properly covered in case you will travel … (more) December 8, 2009

• Full Coverage Car Insurance and You

  by Ricky Lawrence

  Buying a full coverage car insurance product can get really expensive. However, if you will consider it as an investment to secure your future, then it becomes a practical choice. No one wants to get into an accident, but when it happens, full coverage car insurance will save you from lawsuits, sleepless nights, and compromised budgets. When you are properly covered, your insurer will reimburse or pay for the following possible expenses: you and your passenger’s medical and hospital bills; … (more) December 8, 2009

• The Benefits of Group Auto Insurance

  by Ricky Lawrence

  Businesses and organizations are offered the best deals on car insurance because of their employees and members. This is called group auto insurance and most people prefer this because of the benefits it offers. Some people do not prioritize insurance that much until they get into an accident and bills start to arrive. Every state also requires the minimum coverage before a car is registered so there is really no excuse why one is not covered. Group auto insurance makes … (more) December 8, 2009

• You Deserve the Best Auto Insurance Rates

  by Ricky Lawrence

  Everyone is entitled to the best auto insurance rates. It is just a matter of finding the perfect insurance company to be your partner. Here are some tips for you to get the best auto insurance rates: You can actually earn discounts if you drive less. Most companies will qualify you to get low-mileage discount if you only drive about 7500 miles a year. On the other hand, some will offer commuter discount if you travel using public transportation … (more) December 8, 2009