Auto Insurance Articles Archive for December, 2009

• Tight Budget? Opt For Group Auto Insurance

  by Ricky Lawrence

  You can get maximum discounts and save money by joining in group auto insurance, the most affordable way to get an insurance policy. It covers many people and cars. There are two ways to qualify in group auto insurance: join as an employee of a company that provides a group policy plan or join as a member of an organization such as a rotary club, a church, a community service association or any group of which membership privilege includes access … (more) December 23, 2009

• Full Coverage Car Insurance Covers Everything

  by Ricky Lawrence

  Many automobile and car owners do not know that a typical car insurance plan does not fully cover them when they figure in an accident. Standard insurance may pay the expenses of damage to your car as a result of collision, but it will not be the same in all situations. Drivers have options. Getting full coverage car insurance will cover you in almost all hapless situations that may happen to your car, such as flood, snow, storm, theft, fire … (more) December 23, 2009

• Insurance Companies Conduct Extensive Evaluation for Motor Vehicle Insurance

  by Ricky Lawrence

  Your clean credit history and occupation might save you more money when getting motor vehicle insurance. Insurers are including these variables to determine the policy premium of applicants. In pricing a policy, there is a general trend for the auto insurance industry in examining more details about you and your behavior when it comes to managing your finances. Before, insurers based their premiums on limited information – such as the applicant’s type of car, age, marital status, driving record and … (more) December 23, 2009

• Take Charge in Getting the Best Auto Insurance Rate

  by Ricky Lawrence

  Most consumers believe that getting the best auto insurance rates depends on the company they will find. Only few know that they can control the rate of their premiums. The auto insurance industry has plenty of things to consider when appraising your policy. Knowing how it works will help you save more money by getting the best auto insurance rates. Your credit history can increase or decrease the price of your auto insurance. You can impress your insurers if you … (more) December 23, 2009

• What is Non-Owners Auto Insurance?

  by Ricky Lawrence

  As its name suggests, non-owners auto insurance is a policy for people who do not own a car. This plan is formulated for people who drive a car that is not their own and protects them in case an accident occurs. Non-owners auto insurance is different from other types of car insurance policies. It only offers you protection from injuries or property damage, and not coverage for medical payments and for the person you injured (if you are at fault) … (more) December 23, 2009

• Affordability and New Car Insurance

  by Ricky Lawrence

  A newly-bought car should naturally be complemented by new car insurance, one that should not involve cheap premium rates. New car owners often opt to be practical and simply settle for inexpensive insurance rates. This is not surprising, especially if you spent quite a huge sum in buying your new car. However, settling for practicality can mean doing away with quality service. In the case of vehicle owners, they will realize this when they encounter road mishaps. Often, they will … (more) December 22, 2009

• Preventing Car Collision With Auto Collision Insurance

  by Ricky Lawrence

  One highly recommended car protection package is auto collision insurance. Yet, very few car owners avail of this package and this is understandable. Apart from being an unnecessary car or vehicle expense, this type of insurance policy is actually not a requirement under US laws. However, getting auto collision insurance appears quite logical. If vehicular mishaps cannot be prevented, then at least prepare for them – and insurance will always be a good form of preparation. Having collision insurance not … (more) December 22, 2009

• GAP Insurance Offers More Than Covering Gaps in Insurance Protection

  by Ricky Lawrence

  These days, getting a good car insurance coverage no longer seems sufficient protection from possible auto theft or from any type of vehicular accident. Auto insurance nowadays needs to be complemented by other related protection coverage types. This is where you may want to consider applying for GAP insurance. The word “gap” in GAP insurance is actually an acronym for Guaranteed Asset Protection. As its name suggests, this insurance variation seeks to extend financial help to vehicle owners who encounter … (more) December 22, 2009