Auto Insurance Articles Archive for December, 2009

  • High Risk Auto Insurance – When All Else Fails

    by Ricky Lawrence

    High risk auto insurance is a type of coverage that is specifically designed for drivers and car owners who cannot get any other type of insurance. You may say that this is an “insurance of last resort.” Insurers usually do not grant policies to people who they see as potential or actual risks, so framers of the insurance business came up with this policy for their benefit. What are some features of a high risk auto insurance policy? The first … (more) December 25, 2009

  • How to Lower Premiums for Teen Auto Insurance

    by Ricky Lawrence

    It is a known fact that providers of teen auto insurance charge higher premiums than those offering ordinary insurance policies. Not only is this becoming a booming business due to the increasing number of teenagers getting their own cars, but also of the fact that teenagers are known to be more irresponsible drivers. Since it is also a fact that most teenagers get their gas, and insurance money, from their parents, they do not experience the difficulty of shelling out … (more) December 25, 2009

  • Three Steps to Get Higher Automobile Insurance Quotes

    by Ricky Lawrence

    First time car owners often experience the problem of how to increase automobile insurance quotes from their dealers. Since insurers normally give low rates, owners generally cannot do anything about it. Thus, they end up getting insured for an amount they are not comfortable with. What they do not know is that insurers just need a little prodding for them to give higher automobile insurance quotes. The idea is to attract them where it counts – that is, through your … (more) December 25, 2009

  • Auto Collision Insurance – A Must Have

    by Ricky Lawrence

    The rate of auto-related accidents increases every year because of an ever-increasing number of car owners. Being a cautious driver and abiding by road rules may help avoid unwanted occurrences. However, accidents are inevitable, so car or vehicle owners should be ready for these things all the time. As a responsible car owner, buying an auto collision insurance coverage or policy is one of the smartest things you can do to protect yourself in case of accidents. Auto collision insurance … (more) December 24, 2009

  • The Details of Used Car Insurance

    by Ricky Lawrence

    Buying an auto insurance policy for a used car is basically similar as buying insurance for a brand new car. You will need the same principal requirements, with your main objective to protect yourself from liability in case your vehicle gets damaged in an accident. The only apparent difference with insuring a used car is that the insurer’s potential loss is significantly lower that that of a brand new car when the used car gets damaged or stolen. This decreases … (more) December 24, 2009

  • Know More About GAP Insurance

    by Ricky Lawrence

    Say for example you have just purchased a brand new car and a week after something unfortunate happened that turned your new ride to an almost total wreck. Have you ever asked yourself what would you do when this situation happens? A huge number of car owners think it is not possible for a car to get wrecked one year after its purchase. Most of them really do not want to entertain negative thoughts. The truth is that your car … (more) December 24, 2009

  • Getting to Know More About Modified Car Insurance

    by Ricky Lawrence

    Auto modification is more than just a hobby. It is now a widespread lifestyle and an ever-growing industry. People who are very much into this lifestyle do not mind spending serious cash to modify or “pimp out” their beloved vehicles. These auto modification enthusiasts get much gratification from customizing their cars, despite the fact that they know that the more they modify their car, the more money they need to spend for their modified car insurance if their car gets … (more) December 24, 2009

  • Understanding the Details of Auto Insurance For Seniors

    by Ricky Lawrence

    Auto insurance for seniors is one of the most economical car coverage available in today’s insurance market. Car insurance companies offer coverage for senior citizens at relatively cheaper rates due to the fact that seniors are generally the most adept and prudent drivers. Add to that the fact that they have many years of driving experience. Many car owners get a sense of achievement and independence from driving their own vehicles. However, it takes a lot of exertion to do … (more) December 24, 2009