Auto Insurance Articles Archive for November, 2009

  • Your Dream Car’s Lifesaver – Gap Insurance

    by Ricky Lawrence

    You have heard about Gap Insurance, but you really do not know what it is. Of course, your dealer mentioned that it will save your pocket should your car get wrecked, but he did not explain it to you. In fact, there are a lot of instances where people have heard about this type of coverage, but will not be bothered to get it just because they do not understand what it is and what it can do. Here is … (more) November 18, 2009

  • Invest in Full Coverage Car Insurance for Added Protection

    by Ricky Lawrence

    In the United States, before you are able to register your vehicle with you local DMV, you need to show proof that you are properly covered by third party liability. Now, the minimum requirements depend on each state law. However, basically, there will be minimum and maximum limits for bodily injury and death as well as a certain amount for property damage. If you think that this basic coverage is enough to secure your future and save you from sleepless … (more) November 17, 2009

  • The Right Coverage of Motor Vehicle Insurance for You

    by Ricky Lawrence

    Motor vehicle insurance will protect you and your assets when you figure into an accident or vehicle mishap which nobody wants to happen. This is some serious business that you need to consider and finding the perfect insurance company as a partner may sometimes prove to be complicated. In the United States, there are independent insurance laws in every state, so depending on where you live and where you intend to use the car, policy and rates may differ. You … (more) November 17, 2009

  • Find the Best Auto Insurance Rates that will Work for You

    by Ricky Lawrence

    Just because you signed up for the cheapest premium does not mean you got the best auto insurance rates. The way to distinguish mediocre offers from better ones is to qualify if it is giving you the best value for your money. An insurer will base your rate on the condition of your vehicle and the risk you are contributing on the road plus your current credit standing. Normally, the best auto insurance rates are offered to less risky and … (more) November 17, 2009

  • The Win-Win Benefits of Group Auto Insurance

    by Ricky Lawrence

    Group auto insurance is widely accepted now that the advantages are made clearer. This is actually a three-way win situation that sounds irresistible. The insurance company, the business or organization, and the employee or member will all benefit from this program. This is how group auto insurance works: the policy is offered to companies or organizations, and even big families. In exchange, a business owner or organization officers become the middle man and offers this program as a benefit or … (more) November 17, 2009

  • When to Get Non Owners Auto Insurance

    by Ricky Lawrence

    If you are usually driving a car that is not your own, it is best that you buy a policy for non owners auto insurance. Here are some scenarios: •    Your employer lets you use a company vehicle when you go out for official business; •    You loaned a car from another family member or a friend for a short period of time; or •    You rented a vehicle for a short trip. With non owners auto insurance, a policy … (more) November 17, 2009

  • Car Accident Insurance Tips – What to Do When Filing for Claims

    by Ricky Lawrence

    If you find yourself getting involved in a vehicular accident with another vehicle then you are bound to get in touch with your insurer and the other party’s insurance company.  This is to ensure that you get fair and just compensation based on the damage and injury suffered by you, your vehicle, passengers, etc.  It is a laborious and tedious task and may not always bear fruit right away. When filing for car accident insurance claims you should be aware … (more) November 16, 2009

  • Getting an Instant Car Insurance Online

    by Ricky Lawrence

    Cars make people’s lives easier.  Cars give you the freedom and mobility to go places regardless of time and to some extent conditions.  It takes you from point A to point B comfortably in record time. For some people, it is not just a mode of transportation, but also a status symbol.  A beautiful car would warrant second looks from people.  Affluent individuals buy a luxury car not just because of its features, but also because of the prestige it … (more) November 16, 2009