Auto Insurance Articles Archive for November, 2009

  • Affordable Auto Insurance for Seniors

    by Ricky Lawrence

    Insurance companies consider age in a very major way. Age is the number one factor that affects a person’s premium rate because of risks that are attached to it. For instance, premiums for new drivers aged seventeen or so, they will have to contend with higher rates. This is because insurers deem that this age is a stage when someone is still irresponsible on the road because of newfound freedom. Higher premium is also usually imposed on auto insurance for … (more) November 13, 2009

  • What You Need to Know About Used Car Insurance

    by Ricky Lawrence

    Buying a brand new car or vehicle is no joke. You will have to shell out big bucks, even loan some money to be able to purchase a vehicle that you can use. With this ongoing recession, people are choosing to buy pre-owned cars or vehicles just to be able to save some precious money. While some do not see the need for coverage because of a vehicle’s current state, used car insurance is still a requirement, especially some coverage … (more) November 13, 2009

  • Judging the Best Auto Insurance Rates

    by Ricky Lawrence

    Paying for car insurance premiums is an obligation you have to bear with.  However, it does give you an advantage once you get yourself into an accident.  That is why, despite the pain it gives to your pocket, it is worth having one.  What you should look into is whether you are getting the best deal out of it.  It is necessary to find out if its coverage can guarantee all the services when you need it.  If it does … (more) November 12, 2009

  • How Non-owners Auto Insurance Works

    by Ricky Lawrence

    You must know already that you are required by law to apply for insurance coverage as an automobile owner.  The reason for this is to have protection for yourself as a motorist, for other drivers, and for properties including your car.  What happens if you often drive cars that are not your own?  This can be a problem since accidents do not occur only to insured car owners.  Does this mean that you just have to face the risks instead?  … (more) November 12, 2009

  • Group Auto Insurance: The Strength in Numbers

    by Ricky Lawrence

    Indeed, there is strength in numbers and this applies even in getting discounts in car insurance premiums.  This resides in the fact that the insurance industry is packed with stiff competition.  Since there are many insurance firms operating, the number of automobile owners may not be too big for one to be complacent.  As much as possible a provider company should make sure that it gets the biggest portion of the motoring population.  This is why it will be very … (more) November 12, 2009

  • The Wisdom in Having a Full Coverage Car Insurance

    by Ricky Lawrence

    Every motorist knows how important having car insurance is.  There is really no need to expound on what advantages it can give.  Any news video footage of terrible wreckage in a highway will be enough to persuade anybody to apply for one if they still do not have any. Most probably, what can hinder people is the fact that premium rates have remained high.  Therefore, even if car owners do get one, their tendency is to get the cheapest coverage … (more) November 12, 2009

  • What it takes to Lower Motor Vehicle Insurance Rates

    by Ricky Lawrence

    With prices of basic commodities and services constantly on the rise, it is only reasonable that to search for ways to lower the costs of living.  This means that you have to review your monthly budget and slash down expenses as much as possible.  Among those monthly or regular payables, there are items that you can actually adjust to save. You can lessen car fuel expenses, your electric power consumption, and water service.  However, you may think that it is … (more) November 12, 2009

  • Efficient Ways To Lower High Risk Auto Insurance

    by Ricky Lawrence

    If car insurance providers classify you under “high risk,” here is an important fact you should keep in mind: being labeled as a “high risk” driver can actually increase the rate of your auto insurance policy. If you are “high risk,” it means you have caused auto accidents and you have traffic violations under your driving record. Fortunately, there are efficient ways that you can do that can help lower the rate of high risk auto insurance. The first thing … (more) November 11, 2009