Auto Insurance Articles Archive for October, 2009

• Tips in Getting the Right Automobile Insurance Quotes

  by Ricky Lawrence

  Basically, automobile insurance quotes are rough estimates of the insurance cost of a car and its driver. You can easily find them since most companies advertise this kind of service. Many insurers also publish their offers online. This is a great place for drivers,  experienced and newbies alike, to find the best propositions available. Getting yourself auto policy is a very easy task because there is no shortage of companies offering them. The real problem is how to find the … (more) October 4, 2009

• How to Get the Best Teen Auto Insurance

  by Ricky Lawrence

  A need for car insurance looms the moment your kid asks a car for his or her birthday. The problem is compounded by the fact that teen auto insurance has higher rates than other policies. Insurers consider teenagers as having higher risk on the road than older, more experienced drivers. This is because of their reputation as reckless drivers. While you know your kids can manipulate a vehicle well, you still become consumed by  worry. This is only normal, especially … (more) October 4, 2009

• Tips to Avoid Acquiring High Risk Auto Insurance

  by Ricky Lawrence

  It is a bummer to suddenly find out that insurers have labeled you a high risk driver. Having this distinction is alarming because insurers will require you to obtain high risk auto insurance rather than a regular policy. It is a hassle because this policy for at risk drivers is often more demanding, has more strict requirements and policies, and more costly than other policies. The previous paragraph may have given you headache, and you may need to take pain … (more) October 4, 2009

• Batting for Cheap New Car Insurance

  by Ricky Lawrence

  Getting a new vehicle is not like waking up one sunny morning, visiting your car dealer, and buying the stuff the same day. Buying an automobile means thinking it over and over before you decide. And once there is no stopping you from purchasing the vehicle, you have to consider having new car insurance. When shopping around, look for a policy that has low premiums. The question is: how to get an affordable new auto insurance? If your record shows … (more) October 4, 2009

• Tips in Choosing the Best Car Insurance for Women

  by Ricky Lawrence

  Here is something the male species must envy about their female counterpart: car insurance for women is cheap. Many studies have shown that women are safer and better drivers than men. You do not need statistics to prove this. All you have to do is observe in the backseat and note how women drive with utmost care, follow road rules, and keep within speed limits all the time. This is not unfair, just a plain, hard fact. Even insurers have … (more) October 3, 2009

• What You Need To Know About Business Car Insurance

  by Ricky Lawrence

  You may think you do not need to apply for business car insurance since you can also use your personal vehicle for business. However, you must know the differences between business and personal auto insurance. To their dismay, many companies and their employees realize later on that differentiating the two is really important. Basically, business auto coverage refers to insurance of company owned vehicles, leased autos, and employee vehicles that are used in official business operations. On the other hand, … (more) October 3, 2009

• How to Get Student Car Insurance

  by Ricky Lawrence

  Students face a lot of challenges, including tuition fees, rents, maintaining a healthy academic standing, and work. Student car insurance is another great challenge. For one, availing of coverage is never an easy task because of high costs. This is true since most insurers view students as risks, thus, they offer them high premium costs. Many auto insurance companies are too hard on students because they see them as a group loaded with money and costlier to insure. Insurers justify … (more) October 3, 2009

• How to Get Car Accident Insurance

  by Ricky Lawrence

  Road accidents are a distressing experience, and the most stressful part is finding yourself short of cash to pay for repair and hospital bills. Thinking where to find cash is enough reason to have car accident insurance. Applying for this kind of coverage gives you a great deal of confidence. If you want peace of mind, then get auto coverage. For example, it can be devastating if you get involved in a vehicular mishap that left property damage and physical … (more) October 3, 2009