Auto Insurance Articles Archive for September, 2009

• Commercial Truck Insurance Redefined

  by Ricky Lawrence

  A lot of people make the mistake of assuming that truck insurance policies are just like the regular car insurance policies that abound the market these days. This is just not true at all. Even if both types of policies aim to provide protection and coverage in the event of vehicular accidents, there are still differences that make them distinct from one another. One huge difference is in the fact that most truck insurance policies are of the commercial type. … (more) September 27, 2009

• Saving on Used Car Insurance

  by Ricky Lawrence

  When recession hit the US and the world, the car industry also suffered losses. Some manufacturers even closed shop because they could not recover anymore. This is because most people chose to buy pre-loved vehicles instead of brand new ones. Thus, demand for used car insurance also increased. This kind of product does not differ much from regular auto insurance and is purchased for the purpose of assuring coverage and protection when an accident happens. Used car insurance premiums are … (more) September 27, 2009

• Why Do I Need to Get Auto Collision Insurance?

  by Ricky Lawrence

  Once you have bought a car, next thing to do is apply for insurance, and one of the recommended packages is auto collision insurance. You probably would ask why. Aside from the fact that it is not even required by law, it can also spell an additional financial obligation. However, the reason for getting this kind of insurance is simple. If you cannot prevent unfortunate circumstances, then prepare for them – and insurance will be a good way of doing … (more) September 27, 2009

• Modified Car Insurance Tips

  by Ricky Lawrence

  A car is usually called a big boy’s toy. Being such, most men choose to change some parts here and there to make it more customized to their liking. This is where modified car insurance comes in. After all, a car is still a vehicle that needs insurance whether modified or not. Sure, insurance companies will still consider the usual profile of a car policy owner. Age is still an aspect that insurance companies take into consideration. Driving history is … (more) September 26, 2009

• New Car Insurance – Avoiding Cheap Rates

  by Ricky Lawrence

  If you have just bought a car and you are searching for new car insurance, you should not settle for the cheapest rates, as others would say. Most car owners these days prefer the “cheapest” insurance rates available because they believe it is the most practical way of getting insurance, especially after spending a fortune buying a new car. What they are leaving behind though is quality of service they should be enjoying in case they do encounter accidents. Most … (more) September 26, 2009

• The Basics of Auto Insurance for Seniors

  by Ricky Lawrence

  Perhaps one thing that is good about reaching the golden years is the low car insurance rates. Statistically speaking, motorists who are above the age of 50 but below 75 are the safest drivers on the road. Their extensive driving experience and mature tendencies make them the most cautious motorists behind the wheel of any vehicle. Because of this, they also get the lowest insurance rates ever. However, finding the best auto insurance for seniors can sometimes be daunting especially … (more) September 26, 2009

• The Essence of Comparing Motorcycle Insurance Online Quotes

  by Ricky Lawrence

  Getting a motorcycle just may be a huge dream of yours. Still, you cannot really discount the fact that motorcycle drivers run more risks of getting into vehicular accidents. The sad thing about this is that for the most part, the motorcycle driver suffers more injuries and damages, especially when matched against a far bigger car or even just a bigger motorcycle at that. This is precisely why it is important to take out motorcycle insurance, should you decide to … (more) September 26, 2009

• The Need to Compare Motor Vehicle Insurance Policies

  by Ricky Lawrence

  There are so many motor vehicle insurance policies that you will find in the market today, which makes it more difficult to actually find the policy that works best for you. With the advent of the internet, it has become much easier for insurance companies to broadcast their offers, with focus on the advantages and benefits that you would enjoy if you decide to stick with one of their policies. Still, a seemingly great offer can be just that – … (more) September 26, 2009