Auto Insurance Articles Archive for September, 2009

• Tips to Getting Cheap High Risk Auto Insurance

  by Ricky Lawrence

  It is an established fact that auto insurance packages come at expensive prices. However, this is unfortunately something American drivers cannot be without since it is mandated by law in most states, if not all, that drivers should take out auto insurance policies. If you are caught driving without insurance to your name, then you would need to pay certain fines for this. But when it comes to high risk auto insurance, then you are sure to pay monthly premiums … (more) September 5, 2009

• The Basics of Non Owners Auto Insurance and Its Coverage

  by Ricky Lawrence

  At first bat, car owners obviously know that it is within their legal responsibility to take out auto insurance, as well as to ensure adequate and sufficient coverage for the cars that they own. However, not too many people know that there are insurance companies that do provide insurance packages to drivers who do not own cars – and this is in the form of non owners auto insurance. So, what exactly is non owners auto insurance? This is actually … (more) September 5, 2009

• Do you Need Automobile Collision Insurance?

  by Ricky Lawrence

  Automobile collision insurance coverage pays for damages to your car if you hit another car or an object. It can be any object, a tree, a building, even an animal. This coverage is optional, meaning it is not mandated by law, and it is also expensive. Before deciding whether you need it or not, first, let us discuss its advantages and disadvantages. Definitely, you will not like including automobile collision insurance coverage to your policy because of the expenses involved.  … (more) September 5, 2009

• Auto Insurance for Seniors: Not Automatically Expensive or CheapAuto Insurance for Seniors: Not Automatically Expensive or Cheap

  by Ricky Lawrence

  If you are 50 years of age and above, you are considered a senior. Insurance companies divide seniors into two groups. Seniors less than 75 years old fall under the low risk group while those aged 75 and above fall under the high risk group. Seniors below 75 because they drive carefully, ever mindful of traffic rules, have the lowest accident rate among all drivers.  Auto insurance for seniors belonging to this age bracket is also the least expensive. On … (more) September 5, 2009

• Car Insurance for Women is the Best Package in the Market

  by Ricky Lawrence

  Car insurance for women is one thing that men must envy the female specie. Upon signing up for an insurance package, women just do not get covered by insurance protection; they could also get a free day at the spa, some pampering at a salon, and a designer bag! There is no other deal more generous than how companies offer car insurance for women. This privilege is only logical since statistical data and scientific research reveal that women are better … (more) September 4, 2009

• Monitor Insurance Quotes to Get Cheap Car Insurance

  by Ricky Lawrence

  To find cheap car insurance, compare quotes from different car insurance companies. You should do this not only when your current policy is up for renewal, but periodically.  Prices for coverage constantly change; some companies will be raising rates while others will be lowering theirs. You can always change your insurer if you come across another insurer offering better rates. The reason for constant movements of prices among insurance firms depends a lot on circumstances these companies find themselves in. … (more) September 4, 2009

• Lessen Parental Worry with Teen Auto Insurance!

  by Ricky Lawrence

  From that single moment when one’s child is born, parents evolve from merely being a pair of excited lovers into a tandem of worrywarts. This is only logical of course, since having and raising a child is indeed no easy feat. The biggest parental hurdle, however, is when children begin facing life’s challenges on his or her own, and the worried parent can no longer interfere, but have to let go. Allowing teenagers to drive his or her own car … (more) September 4, 2009

• How to get Cheap Car Insurance Liability Coverage

  by Ricky Lawrence

  Car accidents happen. It is no wonder you and millions of other drivers dream of getting cheap car insurance liability coverage for your car. It is also the reason why car insurance is a billion dollar industry. What is a liability insurance coverage?  Liability coverage provides two types of coverage: bodily injury liability and property damage liability. The first type takes care of medical bills for people you injured and expenses for repairs or replacement of their damaged cars and … (more) September 4, 2009