Auto Insurance Articles Archive for September, 2009

• Saving Money When Buying New Car Insurance

  by Ricky Lawrence

  Buying a new car inevitably comes with buying new car insurance. These two just go hand in hand since most states, if not all, mandate that drivers take out insurance, to avoid glitches in coverage and making payments should car accidents take place. However, before you do take out any policy, it is important to gather as many options as you can and weigh each of them carefully. Across packages, even the ones that are similarly priced, there will always … (more) September 11, 2009

• The Basics of Business Car Insurance

  by Ricky Lawrence

  Many often make the assumption that personal auto insurance is just the same as car insurance for businesses. While these two may share some similarities, they are in no way completely similar. Personal car insurance is just that – personal. The car owner or driver himself is responsible for whatever happens to the vehicle. This makes it easier for insurers because they only have to deal with a single car and very few individuals. Business car insurance, on the other … (more) September 11, 2009

• Making Truck Insurance Quotes Work for You

  by Ricky Lawrence

  The U.S. is a country that is largely dependent on an efficient goods transportation system for its economy to keep running. As members of a consumer society, Americans keep the economic engine running. Part of this vast system of trade and commerce are the nation’s thousands or hundreds of thousands of big rigs. These behemoths allow products and goods to get from one place to the other. Without them, the economy would grind to a halt. They are an essential … (more) September 11, 2009

• How to Settle Car Accident Insurance Claims With Ease

  by Ricky Lawrence

  Insurance companies are known for denying or reducing claims on flimsiest of grounds. You have to know how claims are processed and know the things you have to do to speed-up this process or else you might be in for a long wait. It is important to know the basic steps in filing car accident insurance claims. First, is documentation. By this, we mean the kind of papers you have to submit to an insurance company and when you should … (more) September 10, 2009

• How to Get Cheap Modified Car Insurance Rates?

  by Ricky Lawrence

  Regular auto insurance is always available for car owners because it is required by the law. May it be old, used, or brand new; an owner still needs to insure his vehicle, following the minimum requirements of the law and state. However, if it is a modified car, then the process will be more complicated. Seeking modified car insurance is not an easy job, especially if you have made overwhelming installations and changes. Insurance companies assume that there is a … (more) September 10, 2009

• Why do I need to apply for GAP Insurance?

  by Ricky Lawrence

  Most car owners are unaware that their car’s value depreciates rapidly the moment it leaves the auto company. If a new car gets totaled or stolen, its owner still needs to pay a large portion of his loan, even though he has a comprehensive insurance. The owner will continuously pay out for the auto loan even if he can no longer use the car because of an accident or theft. Because of this, an owner will face a big financial … (more) September 10, 2009

• Making Teen Auto Insurance Affordable

  by Ricky Lawrence

  It is a well-known fact that teenagers and young drivers are considerably more expensive to insure. Insurance companies rely on several factors to determine insurance rates and premiums. Aside from the car that a policyholder would be driving, their habits, age, and financial capabilities also play crucial roles in determining insurance costs. Statistically speaking, teen drivers are more susceptible to car accidents. Most insurers would factor in the motorist’s age to gauge their premiums. Drivers under the age of 25 … (more) September 10, 2009

• Truck Insurance Quotes 101: The Basics

  by Ricky Lawrence

  In the same way that not all men are created equal, not all vehicles are the same. There are small passenger cars like sedans and SUVs, and there are the people movers like busses and coasters. The granddaddy of all road vehicles, however, is the big rig. These multi-wheeled behemoths coast through American highways with tons of cargo behind them. Thousands of these trucks ply the trade routes of the U.S., keeping the economy alive. Their unique place in the … (more) September 10, 2009