Auto Insurance Articles Archive for September, 2009

• The Benefits of Group Auto Insurance

  by Ricky Lawrence

  With the number of car thefts, vandalism cases, and road accidents increasing everyday, it is a wise decision to insure your car. Today, many companies own cars for official business purposes and buy group health insurance. Owning many cars means you have take care of each vehicle, which only Superman can do. This has prompted insurance providers to come up with a way to handle vehicles efficiently: group auto insurance plans. When applying for group car insurance, it means that … (more) September 14, 2009

• Teen Auto Insurance, How to Get it Cheap

  by Ricky Lawrence

  A need for teen auto insurance becomes imminent the moment your child asks for the car keys, or worse for his own car. Aside from worrying about safety, costs of an insurance policy become a budget issue too. Rates for teen auto insurance are considerably higher than the rest because young drivers are considered high-risk when driving on the road.  Most tend to drive recklessly because of this newfound freedom that they think comes along with permission to go behind … (more) September 14, 2009

• What Is a Non Owners Auto Insurance Policy?

  by Ricky Lawrence

  With the current oil price hike happening, many people are trying to cut down their costs by driving less often, carpooling, taking the subway or other public transportation.  Some people even give up their owned cars completely and choose to borrow or rent a car once in a while. For instance, if you are planning to go on vacation with your family, you may rent a car instead.  Consequently, since you will be driving a rented car, you will need … (more) September 14, 2009

• Using Free Auto Insurance Quotes to your Advantage

  by Ricky Lawrence

  Before the advent of the internet age, car owners looking for insurance had to visit each and every provider in town. They also had to deal with insurance agents and brokers who were after their share of the policyholders’ money. Finding the best auto insurance coverage back then was more of a chore that reluctant motorists were unwilling to do. It involved a lot of driving, negotiating, and of course, haggling. The traditional method of finding car insurance also meant … (more) September 14, 2009

• All You Need to Know about Auto Collision Insurance

  by Ricky Lawrence

  If you own a car of your own, then you undoubtedly must have heard about auto collision insurance at one point or another. In fact, some of your friends and colleagues might have advised you to take out this type of policy already, and you may find this piece of advice handy. However, before you do take on their advice, it is better to know just what this insurance package is all about. It is always wise to make informed … (more) September 13, 2009

• Why Drivers Should Consult a Lawyer about their Motor Vehicle Insurance

  by Ricky Lawrence

  Most car owners do not bother much with motor vehicle insurance. As long as they comply with the law which says they need coverage, it is alright with them. They get the minimum allowable coverage and that is it. A lot of times, however, they realize they should have been more attentive. Many drivers always concentrate on how much they have to pay for a particular insurance instead of focusing on services they get out of it.  They always like … (more) September 13, 2009

• Things to Do When Buying Used Car Insurance

  by Ricky Lawrence

  In principle, not much is actually different when it comes to insurance for both new and used cars. The same basic features are offered in both new and used car insurance packages.What will differ, however, would be the small details outlining the packages themselves. But when it comes to primary purpose, both kinds of policies still aim to avoid liability in the unfortunate case of a vehicular accident. This would mean liability in terms of injuries and damages incurred to … (more) September 13, 2009

• Understanding Your Motor Vehicle Insurance Law

  by Ricky Lawrence

  Motor vehicle insurance law can differ from one state to another. This is the reason why car owners must carefully study the rules imposed in their states of residence because otherwise, they may be penalized for violations they were not aware of. A basic rule applied by most states, however, is that car owners must purchase a third-party liability policy. This covers expenses for repairing properties of other people or medical treatments that may be needed because of possible accidents … (more) September 13, 2009