Auto Insurance Articles Archive for August, 2009

  • Searching for Cheap Car Insurance for Women

    by Ricky Lawrence

    There is no truth to what people often hear that women are not good drivers. Women, to repute such a claim, are less likely to get involved in car accidents than men. They are slow, but careful drivers and get less traffic violation tickets than men. The insurance companies know about this and many of them offer cheap car insurance for women. Official records reveal that premiums of women drivers are lower than what insurers ordinarily charge men car drivers. … (more) August 24, 2009

  • Cheap high risk auto insurance coverage: How to get one

    by Ricky Lawrence

    There are a couple of reasons why people may be forced to pay for expensive car insurance. One reason could be because they are high risk drivers or drive high risk cars. A high risk driver is someone who has accumulated a history of traffic violations such as parking and speeding violations or has figured more than a couple times in road accidents.  Others also classified as high risk drivers include teenage drivers, those who drive expensive high performance cars, … (more) August 24, 2009

  • Where to get Truck Insurance Quotes

    by Ricky Lawrence

    In some ways truck insurance quotes is different from car insurance quotes. Truck insurance quotes will naturally be higher since trucks are bigger than cars and carry more risks. Truck coverage includes not just injuries to occupants and damage to the truck, but including cargo as well. Truck insurance may represent a drain in the cash flow, but it offers protection that a truck driver and truck company cannot do without. Imagine the potential damages to property and injuries to … (more) August 23, 2009

  • A Little Research Can Help you find a Cheap Student Car Insurance

    by Ricky Lawrence

    There are two types of student car insurance: those which offer limited protection and those which offer comprehensive protection.  The former covers only serious injuries to the driver and serious damages to the car, while the latter covers all possible injuries and damages to driver and car. A policy with limited coverage is cheap, but student drivers, naturally, would want a comprehensive coverage that is not burdensome to their savings. Books and other school related expenses eat a large a … (more) August 23, 2009

  • What You Should Remember When Getting New Car Insurance Quotes

    by Ricky Lawrence

    Next to purchasing a house, buying a new car is most likely the second-most expensive activity a working individual may do. Because buying a vehicle usually involves spending one’s hard-earned savings, it is important to protect the said property by having this insured. There are a lot of new car insurance quotes found online. One problem, however, is that policies for brand-new vehicles are often more costly than those applied on used cars. The reason is simply that brand-new vehicles … (more) August 22, 2009

  • Looking For Low-Cost Car Insurance Online

    by Ricky Lawrence

    Finding low-cost car insurance online has become a popular activity among car owners because of the benefits they derive from it. Shopping for a surety policy via online does not only save time, but also money. Most insurers charge customers a lesser amount of premium if they buy their products electronically. This is because selling via the internet does not anymore require sales agents, whom companies are obliged to pay salaries and/or commissions. Someone who is internet savvy may attest … (more) August 22, 2009

  • How to Search for the Cheapest Student Car Insurance

    by Ricky Lawrence

    Finding the cheapest student car insurance may be a struggle for young drivers. This is because most surety firms consider them as “high-risk” clients given their being prone to accidents. Insurers determine the amount of premium to be charged a customer largely on the basis of risk. Since young car owners are deemed risky, they are made to pay a higher cost of having their vehicles insured. According to statistics gathered by industry players, a significant portion of accident-related costs … (more) August 21, 2009

  • Finding the Cheapest Car Insurance For Women

    by Ricky Lawrence

    Many guys believe they are better drivers than ladies. However, most surety companies do not think so. Insurance companies, in fact, give women clients preferable premium rates because they are believed to be more disciplined on the road, and therefore, less prone to encountering accidents. If the number of involvement in vehicular mishaps will be used as basis for determining which gender is the better driver, then statistics would say it is the ladies. They also violate traffic rules much … (more) August 20, 2009