Auto Insurance Articles Archive for August, 2009

• Determining Best Auto Insurance Rates

  by Ricky Lawrence

  The best auto insurance rates will depend on two things: what you need and what you can afford. It is possible to have the cheapest rates, but if a policy does not provide you with what is needed, obviously, you do not have the best insurance rates.  You got the cheapest and that is it. Unfortunately, it may not provide the kind of service needed during emergencies. Getting online insurance quotes gives you the best insurance rates because it provides … (more) August 27, 2009

• About Car Accident Insurance Coverage

  by Ricky Lawrence

  A road car accident is a distressing experience. The most distressing part is when you find yourself short of money to pay for hospital and repair bills. The anxiety of thinking where to find money is reason enough to make sure you always have car accident insurance coverage. You can choose a comprehensive car insurance policy or a limited coverage policy. However, first, try to know the differences between the two. A comprehensive policy offers liability, personal injury and collision … (more) August 26, 2009

• How to Settle Car Accident Insurance Claims

  by Ricky Lawrence

  There is one very important thing you have to do when you get involved in road accidents: file car accident insurance claims. It is a wearisome process, but if you follow a carefully planned step, gaining positive results fast will be easy. First step is to ensure that you and your passengers are alright. Get to the hospital quickly and request for a medical check-up. After the medical examinations, inform the insurance company about what happened. Go over the insurance … (more) August 26, 2009

• Preparing for an Auto Owners Insurance Quotes Search

  by Ricky Lawrence

  Before going off searching for your auto owners insurance quotes from the internet or wherever, stop for a minute and think awhile. It will not hurt to do some research to ensure that you will get the best quotes. The first thing you do is gather information on various discounts that insurance companies grant to favored clients. Without question, they favor clients who are considered as low risk drivers. They are drivers who have excellent driving records and have not … (more) August 26, 2009

• Easy ways to get Instant Car Insurance

  by Ricky Lawrence

  You have probably heard of instant car insurance. You most likely said, “What? Instant quotes, maybe, but not instant insurance.”  Well, for your information, it is not impossible and in fact many car owners, every time they needed car insurance fast, resorted to instant car insurance. Like any other way of getting insurance policy, a key to instant car insurance is by getting quotes and comparing them. Just because you are in a rush does not mean you can neglect … (more) August 26, 2009

• Who Needs Non Owners Auto Insurance?

  by Ricky Lawrence

  You need non-owners auto insurance when you often borrow a friend’s or relative’s car to drive to work. It will be inappropriate to let their car insurance pay for medical and repair bills incurred during accidents when you are behind the wheel. You can lose their goodwill if you allow such a thing to happen. Non-owners auto insurance is also needed when renting a car from a car rental company. It will require you to get coverage and will offer … (more) August 26, 2009

• Why you need a Truck Insurance Company for your Truck Insurance?

  by Ricky Lawrence

  Truck drivers spend much of their time in the road. Day and night they drive their trucks delivering goods from one place to another. The toll on their physical endurance as well as on their trucks cannot be taken lightly. This is the reason why they need a good truck insurance company to provide them protection in case of accidents. There are two types of truck insurers: those that insure only the larger trucks and those that insure any kind … (more) August 25, 2009

• The Purpose of New Car Insurance

  by Ricky Lawrence

  Are you planning to buy a new car or have just bought one? If so, there is something you need to take care of pronto – getting new car insurance. Driving around town without one can bring you headaches later on. Accidents happen, and besides, car insurance is a requirement demanded by auto financing institutions before they agree to approve a loan application. For a brand new car, a full coverage is appropriate. It covers all accidents, thefts and damages. … (more) August 25, 2009