Auto Insurance Articles Archive for August, 2009

  • Will Car Accident Insurance Rates Increase After An Accident?

    by Ricky Lawrence

    The greatest horror a driver or vehicle owner could ever have is to be involved in an accident. Accidents range from head-to-head collisions to slight nudges; however, all of them share one thing, a price to be paid. When a driver gets into an accident his first thought is often, “How much will this cost?” Since accidents are inevitable, an intelligent car owner would want to prepare for this type of situation, and having an insurance policy for her/his car … (more) August 28, 2009

  • How to Shed your High Risk Auto Insurance Policy

    by Ricky Lawrence

    Insurance companies do not necessarily avoid high risk auto insurance clients; they just charge them higher premiums. You will understand the reason. They stand to lose a goodly sum of money if a high risk client drives his car up a tree every so often. They will wish that authorities would confiscate the fellow’s driver’s license before he can inflict more damage to himself, to other people, and to the company. At all cost, you should avoid being issued a … (more) August 28, 2009

  • Finding the best low cost car insurance

    by Ricky Lawrence

    One of the reasons why finding low cost car insurance is difficult is because insurance terminologies are often foreign to most car owners. It is as if insurance companies have done this purposely so clients will not focus too much on contents of policies they are offering and instead concentrate on premiums. Understandably, with a full blown recession going on, it is easier to convince car owners when the discussion is centered on how cheaply they can get coverage. When … (more) August 28, 2009

  • Getting Group Auto Insurance Discounts: Joining a Neighborhood Association

    by Ricky Lawrence

    Availing group auto insurance discounts is the easiest way to reduce car insurance premiums. There is no haggling involved with insurance agents at all or going online for multiple quotes and comparing them. Although these things are not actually a waste of your time, why spend time on them when you can just join an auto club, an association in your neighborhood or office and get discounts on your policy? An insurance company just like any other company likes to … (more) August 28, 2009

  • Basics of Full Coverage Car Insurance

    by Ricky Lawrence

    Full coverage car insurance is another term for comprehensive car insurance which simply means that the policy includes all features that will cover all costs – medical, repair jobs – and all liabilities incurred, should you get involved in an accident. You can get hurt in an accident. Full coverage insurance provides for your medical needs as well as repairs for your car. If you were at fault and you caused injuries to other people, caused damages to their cars … (more) August 27, 2009

  • Surefire way of getting cheap Car Insurance

    by Ricky Lawrence

    Cheap car insurance, it is the dream of every car owner.  Fortunately, there is an easy way to reach that dream – buying from online insurance companies. Online insurance companies have many advantages over companies which maintain offices. One, the former offers car owners a cheap way to research insurance quotes. Car owners do not have to make time-consuming and costly calls or visits to insurance offices. It only takes a few minutes to get multiple quotes from the internet. … (more) August 27, 2009

  • Differentiate Business Car Insurance from Personal Car Insurance

    by Ricky Lawrence

    It is important to be alert when using your employees’ car registered and insured under your company’s name. They might get involved in an accident when it is being used for personal errands. If this happens, you will not be entitled to any claims. Business car insurance is supposed to only cover medical damage and damage to property claims when a car is on official business. The main difference between a business car insurance and a personal insurance is that … (more) August 27, 2009

  • Free Online Auto Insurance Quotes: An Easy Way to get Insurance Coverage

    by Ricky Lawrence

    The Internet enables people to shop without leaving the confines of their comfortable homes, a convenience that fits their busy lifestyles. You can shop for almost anything you want, even car insurance, online. A free online auto insurance quote offers plenty of advantages to car owners. They do not have to waste precious time visiting offices of insurance companies for cheap quotes or talking with agents.  Searching for the cheapest and most suitable car insurance entails comparing more than two … (more) August 27, 2009