Auto Insurance Articles Archive for August, 2009

  • Reducing Teen Auto Insurance Rates

    by Ricky Lawrence

    You know about teenagers- impulsive, reckless, and exploring, but inexperienced. This is one reason why teenage drivers are unlikely to get welcoming hugs from insurance providers when they come to their office and get a teen auto insurance policy. Insurers prefer car drivers who drive slowly and carefully. Not so slow, of course, because it inconveniences other drivers. The fact is that insurance companies offer teen auto insurance at much higher rates than insurance for a different age group. Most … (more) August 30, 2009

  • Student Car Insurance: What You Need to Know

    by Ricky Lawrence

    Except for those who are over-staying, “students” actually refer to young people, the kind of people insurance companies considers as high risk. Thus, are assessed and given costly car premiums. Even then, you can still reduce your student car insurance premiums by doing a few useful things. Be a good student. Insurance companies regard good students as responsible people. Providers want clients who are responsible, those who are inclined to drive carefully and avoid traffic tickets. You get as much … (more) August 30, 2009

  • How To Get Cheap Auto Insurance For Seniors?

    by Ricky Lawrence

    A great way in cutting your insurance expenses is by asking for discounts. Getting a discount for car insurance is open for all ages – especially if you are older. Insurance companies often offer discounts for drivers with ages 50-55, considering that senior drivers are less aggressive and avoid less accidents than younger ones. However, recent studies show that there are also a significant number of accidents which involve older drivers. This reality raises the question whether auto insurance for … (more) August 29, 2009

  • How To Get And Maintain The Cheapest Car Insurance For Women?

    by Ricky Lawrence

    Based on recent studies, female drivers have fewer accidents than men, thus giving them lower insurance rates. Still, getting the cheapest car insurance for women would be more engaging than just getting the “cheap one.” Following are some of the guidelines that would significantly lower down your insurance rates. 1.    Compare rates. One of the quickest and easiest ways to do this is to go to an online comparison website. There, you will be able to get quotes from companies … (more) August 29, 2009

  • Compare Automobile Insurance Quotes to Obtain the Best Coverage

    by Ricky Lawrence

    When searching for cheap insurance, the most practical way is to find automobile insurance quotes first. This is not difficult. Fact is that this is the easiest of various steps you have to take in order to get cheap auto insurance. There are many sources of automobile insurance quotes. Your neighbor can give you one; a friend will have his own opinion as well. When married, your wife will have hers also. Naturally, you will consider their opinions, especially that … (more) August 29, 2009

  • Car Insurance for Women: Why they are Cheaper

    by Ricky Lawrence

    A common belief is that women are not good drivers. This is simply not true. They may not beat Michael Schumacher in 100 tries or more, but certainly they are good drivers, perhaps the best.  They are good because they drive in a manner that brings smiles to insurers. Most drive carefully and cautiously which is more than you can say of male drivers, especially young male drivers. This is one reason why car insurance for women is generally lower … (more) August 29, 2009

  • How to use free auto insurance quotes to your advantage

    by Ricky Lawrence

    There is nothing more useful than free auto insurance quotes online when shopping for an insurance policy. The best of it, of course, is that it is free, which is more than you can say about spending hours arguing with an insurance agent or visiting an insurance office. There is just one drawback to online insurance quotes. You have to make sure that enough details are furnished about yourself, car, work, where you live, and most importantly, what coverage is … (more) August 29, 2009

  • How Do Used Car Insurance Rates Differ From New Car Insurance Rates?

    by Ricky Lawrence

    If you are currently facing a financial crisis you would not want to consider buying a new car. Aside from it being expensive, new cars also mean high insurance rates. To avoid spending so much for a new vehicle together with its high insurance policy, you should think of another option. How about purchasing a used car instead? Used cars will not only enable you to save money on the car itself, it will also lower the prices of your … (more) August 28, 2009