Auto Insurance Articles Archive for August, 2009

• New Car Smell, New Car Insurance

  by Ricky Lawrence

  Nothing would make a proud American smile than a newly purchased car. Next to a house, a vehicle is the most expensive investment than any American would acquire. But with the nation’s consumerism and credit card society, driving off to the sunset with a shiny new set of wheels is impossible. A new car can mean many things for a car owner. For one, he or she will enjoy mobility. Bragging rights and sex appeal can even be included. And … (more) August 4, 2009

• Having Trouble Finding Modified Car Insurance?

  by Ricky Lawrence

  Every American car owner knows that there is no such thing as a “one size fits all” approach to auto insurance. One of the most important things that insurance providers look for when coming up with premiums is the car model. Insurance companies look at studies to see what car models are safer to drive and which ones are more prone to accidents. Major car insurance companies even fund research institutes and facilities to conduct studies on the safety ratings … (more) August 3, 2009

• Dealing with Car Accident Insurance Claims

  by Ricky Lawrence

  Car crashes and accidents can be life-changing traumatic events. Aside from the damage done to a vehicle in an accident, passengers and drivers can suffer from physical injury and pain, emotional distress, and mental anguish. Loss of life can add to the pain that families have to endure. Prolonged hospitalization can lead to income loss and potential financial loss. Fortunately, having a good insurance coverage can help ease the suffering that those involved have to live with. It is only … (more) August 3, 2009

• What To Look When Searching For Motorcycle Insurance Online

  by Ricky Lawrence

  Motorcycles are unique vehicles with special features and uses. It is even more unique in the eyes of specialized providers since they customize coverage for such. There are policies that cover for super-sport bikes, tour bikes, cruisers and ATVs to name a few. On top of collision or liability policy, there is also coverage for accessories, replacement costs, travel loss and safety apparel loss. When you look for motorcycle insurance online, be sure to check from specialized providers. Otherwise, non-specialized … (more) August 2, 2009

• What To Do and Not Do For Car Accident Insurance Claims

  by Ricky Lawrence

  Auto insurance companies are inevitably the most important party during car accidents. They need to be informed immediately for purposes of claims. To make sure that you get the car accident insurance claims, here are the things that you need to do and not do during accidents. What To Do Read and understand your car accident insurance policies once in a while. It pays to get updated of what is in your policy so that you would know the … (more) August 2, 2009

• What Comprises Motor Vehicle Insurance?

  by Ricky Lawrence

  Motor vehicle insurance is contract of risk that insurers take from a vehicle owner for damages in property or liability from a person in case of accidents. All motor vehicle owners are obliged to get the insurance from a provider of their choice. There are different contracts that can be entered into depending on the coverage of the policy that the owner purchased. Required Coverage The most important policy for motor vehicle insurance is the liability coverage. This pays for … (more) August 1, 2009

• Comparing Full Coverage Car Insurance and Liability Insurance

  by Ricky Lawrence

  There are two main points to consider when acquiring car insurance: getting liability coverage, which is the basic policy required to all vehicle owners; or getting full coverage car insurance, which combines collision and comprehensive policies. If you are at the point of deciding whether to get either, you may want to compare the two different concepts first. On Liability Coverage Insurance for vehicles, including cars, are regulated by the state. In every state, liability coverage is a must. This … (more) August 1, 2009