Auto Insurance Articles Archive for July, 2009

  • Getting Cheap Car Insurance Teen Drivers

    by Ricky Lawrence

    In the auto insurance industry, driving experience is always one of the foremost factors that affect insurance rates and premiums. For insurance providers to make profit, they have to minimize expenses and maximize income. Their income, naturally, comes from drivers who purchase coverage from them. Pay-outs and insurance claims are the providers’ main expenses. Finding cheap car insurance is no easy feat for any driver. Motorists have to search through hundreds of companies offering a wide variety of products and … (more) July 19, 2009

  • Getting the Most with Low Cost Car Insurance

    by Ricky Lawrence

    The word insurance may be enough to make many Americans conjure images of money trickling out of their savings. Fortunately, there is a remedy for this: low cost car insurance. Yes, there is such a thing as low cost car insurance that can help drivers cut down insurance expenses by 20 percent or even more. There are quite a number of insurance companies out there willing to offer numerous options and discounts to reel in new customers. Searching for “car … (more) July 19, 2009

  • When Do You Qualify For High Risk Auto Insurance?

    by Ricky Lawrence

    Auto insurance is an important item when you own a vehicle. Not only because it protects you from liability or financial obligation when there are road accidents but also because it is required by the law. If you are caught without it, you will be penalized. The law requires you to get at least the liability coverage so that when you cause injury to a person on the road, you can pay for their medical expenses. The problem faced by … (more) July 18, 2009

  • Save Money on Group Auto Insurance

    by Ricky Lawrence

    One of the best ways to save on auto insurance is to get it from your company or from the organization that you are involved in – that is, if they offer it as privilege. You can save from it because group auto insurance usually costs lesser than the individual policy. How To Get It The company you are working with or an organization where you are a member may offer privileges to its employees/members. One of the privileges that … (more) July 18, 2009

  • How To Save Time In Search For Auto Owners Insurance Quotes

    by Ricky Lawrence

    When you own a vehicle, you must get auto owners insurance. This is not only required by law but also protects you from liability and financial obligations from unforeseen events on the road. However, although this is the case, not all vehicle owners can get one because money can be an issue. Rates could be high; making it costly for the vehicle owner to get and maintain the insurance policy. Almost every insurance company understands such dilemma. Thus, they provide … (more) July 17, 2009

  • Comparing Personal And Business Car Insurance

    by Ricky Lawrence

    All drivers must have auto insurance, may it be owners or non-owners. In most cases, it is offered to private individuals who drive vehicles for personal use. The individuals are the ones who pay for the premiums, and therefore they are taking the responsibility to search for rates that are affordable. There is also other side of car insurance which is not solely taken or paid by the private individual and it is called business car insurance. As most of … (more) July 17, 2009

  • Understanding Non Owners Auto Insurance

    by Ricky Lawrence

    Not all drivers personally own their vehicle. With the increasing cost to acquire, maintain and fuel a vehicle, people are choosing to use the public transportation. In times when they need to use a car due to the distance of travel or other personal reasons, they would borrow a car from a friend or rent a car. The question is: are they obliged to get non owners auto insurance? Drivers who do not own their vehicle are not obliged to … (more) July 16, 2009

  • Getting the Best Business Car Insurance Package

    by Ricky Lawrence

    A lot of business proprietors actually neglect to take out business car insurance, simply because they figure that they are not really using their personal cars. Still, there is very much a need to take out this type of insurance policy. After all, in conducting daily business operations, wouldn’t you feel the least bit uneasy driving your business car from one destination to another, knowing that if you get involved in an accident, you are not covered at all? Yes, … (more) July 16, 2009