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Key steps to ensure a hassle free claim process


Filing car insurance claims can prove to be a task that is easier said than done. While customers want to ensure their auto insurance providers pay out the maximum amount of money in case the car gets damaged, stolen or vandalized, insurance companies on the other hand want to ensure they keep this amount to a minimum and disburse only as much as is necessary. The increasing number of auto insurance frauds around the country have only added fuel to fire and made insurance companies think twice about processing claims. In this melee, the people who actually file the claims for the rightful cause end up being the victims. However, the good news is that it is possible to get your auto insurance claims processed at the earliest if you follow a sequence of steps.

When you purchase an auto insurance policy, it is always recommended that you read through the section that outlines how to file claims and the various documents that you will have to submit as evidence or proof to substantiate your claim. This will help you be prepared in case of any mishap. In case of any accidents, the first thing that you will need to do is to find out if there is any other person who has been injured, either in your car or in the other vehicle. If you do find any other person injured, ensure you call 911 to take the injured people to the hospital.

The next call that you place should be to the auto insurance provider to keep them abreast of what has just taken place. Making this call from the scene of the accident is beneficial since it helps you relay first hand information about the mishap and ensure no detail is overlooked. Next, if you plan to have an attorney to take care of the entire claim process, ensure you call them immediately to the scene of the accident. This will help the attorney take a firsthand look at the place and assimilate various objects and photos as evidence to strengthen your case.

Once this is done, you will have to work with your attorney to fill up the relevant claim forms to file for the damages. You can download these forms easily from the websites of the auto insurance providers. Your attorney will then submit these documents along with relevant proof to ensure you get the right amount to repair the damages.