Most Recent Auto Insurance Articles in Business Car Insurance

  • Why You Need A Business Car Insurance Today

    by Ricky Lawrence

    For small businesses, buying a new car under a company name is expensive. That is why; most business owner will allow his employees to use his personal vehicle to transact businesses outside their offices. With this kind of setup, a business car insurance is needed. The driver might have his own personal coverage insurance, but it only covers the driver himself or any immediate family member that is listed in his own policy. When an employee meets an accident behind … (more) March 4, 2010

  • Why You Do Not Need Business Car Insurance

    by Ricky Lawrence

    Taking out an insurance coverage for your car is not a bad idea. It is a great way to ensure that your property is secured from any injury or damage resulting from loss, theft or destruction. Since the past years, losses arising from contingent causes have increased. This prompted a lot of people from students to professionals to obtain insurance policies to secure themselves and their properties. However, you should know, just because this move is a good one does … (more) February 22, 2010

  • How To Effectively Lower Down Your Business Car Insurance Premiums

    by Ricky Lawrence

    A business car insurance is a type of insurance policy that protects individuals who runs their own companies and businesses from possible financial losses due to accidents. Business operations such as client services, picking up of employees, delivery of products , and business travels are covered as well. Also known as commercial auto insurance, this policy also protects the vehicle from possible theft, road accidents and claims from auto mishaps. Depending on your location, your state’s law may require you … (more) February 21, 2010

  • Be Better Secured with Business Car Insurance

    by Ricky Lawrence

    Running a business means more than just investing your money and seeing it grow. It also follows that you take responsibility in all aspects especially the security of all stakeholders. Take your employees for example. Some of them go about their working days using company-owned vehicles on official trips. While it is possible these employees have their personal car insurance, a business car insurance coverage will protect them as much as it will protect you from future major losses. Business … (more) February 20, 2010

  • The Business Of Getting A Business Car Insurance

    by Ricky Lawrence

    If you are running a business that involves transportation services, getting the corresponding business car insurance should be imperative. This is a special type of vehicle protection whereby cars used for business purposes are provided protection. The protection covers road accidents, auto theft, and auto collision claims. In some states, if your car acts as both your personal and professional vehicle, the law requires that you have this insured separately. One is your own personal car insurance. The other is … (more) February 16, 2010

  • Business Car Insurance: Credit Score and Insurance Rates

    by Ricky Lawrence

    Surveys have indicated that more than 90% of insurance providers are beginning to use credit scores to see the risk of a person who is a possible policyholder. Since the regulation of auto insurance happens from one state to another, the extent to which your credit score is affected by the insurance policy depends on where you reside. Initially, this may seem absurd, but the way you manage your finances is actually a sign of how you are when it … (more) February 15, 2010

  • Who’s Driving What? A Precaution for Business Car Insurance Providers

    by Ricky Lawrence

    What is the deal with business car insurance that insurers need to be cautious whenever they grant a policy to a company? The thing is, although the concept of this type of coverage is simple on the part of the insured, the same is not really true on the part of a provider. There are some issues which a company must take into consideration in deciding whether or not to issue a policy to an applicant. The first issue is … (more) February 5, 2010

  • The Importance of Business Car Insurance

    by Ricky Lawrence

    There is only a slight difference between a business car insurance and a personal auto insurance. Both of these are purchased to protect and cover the insured vehicle and the insured individual from bodily injury liability and property damages. Furthermore, it provides security to the company as it spares it from any financial liability that can arise during a traffic accident. You know that business operations require you to take certain responsibilities. They may be on operations or protection from … (more) February 2, 2010