Most Recent Auto Insurance Articles in Auto Owners Insurance

• Unlicensed? The More Reason to Get Insured!

  by Jasper Ericks

  Do you have a car but you do not have a driver’s license? You don’t have to worry, you are not alone. People under the age of 18 who have the luxury to own a car or those who lost their driver’s license but have not gone to the proper authorities to reclaim it are all under this category. But whatever your reasons are for not having a driver’s license, they are not valid reasons for not applying for a … (more) August 15, 2010

• Things to know in asking for classic car insurance

  by Jasper Ericks

  Auto insurance for classic cars depends on how you plan on using the car. Difficulties in having the plans for the car comes from little knowledge about classic cars and this are evident in both a first time owner and to an inexperienced agent. So how do you start in insuring a classic car? First, you should ask yourself how you plan on using the car. You should also inquire about the services that your car insurance provider have for … (more) August 10, 2010

• The reasons to get your car insured

  by Jasper Ericks

  Ordinary individuals who are new to the concept of getting and securing a car policy will not fully grasp its importance unless he or she will have a reason to get one.  Policies generally are risk settlements made by companies and policy holders. Good and efficient risk management is the main goal of the whole system. Individuals should appreciate the benefits of having good risk assessment before he or she will be fully convinced to purchase a policy. There are … (more) August 3, 2010

• What You Need to Know About Deductibles

  by Jasper Ericks

  This article is very important for you to get tips on affordable insurance rates. Deductibles pertain to the amount of money which an insured car owner should pay when he gets involved in an accident. The payment of said deductibles is important for a person to maintain his premiums at a low rate. While a person can also maintain or decrease his premium rates by keeping an excellent driving record, looking for policies with low premium rates or making sure … (more) August 1, 2010

• Three Ways to Get the Auto Insurance You Want

  by Jasper Ericks

  When looking for the most suitable auto insurance, there are three ways you could use to get the information you want and need in purchasing auto insurance policies. The three methods are (1) through a nonexclusive agent, (2) through an exclusive agent, or (3) online. The first method as stated earlier is to ask quotes from a local nonexclusive agent. Nonexclusive agents deal with several companies to tailor the best quote and policy for the shopper. This is especially helpful … (more) June 22, 2010

• Taking Advantage of Auto Owner’s Insurance

  by Jasper Ericks

  Although car insurance is more or less similar in almost all states, there are still minor differences that you need to pay attention to. If you need to drive your vehicle out of state often or you simply cross borders frequently, it would be helpful to get as much information about the type of insurance coverage that would be most suitable for you. More often than not, people get the wrong impression that car or vehicle insurance is all about … (more) June 13, 2010

• Car Insurance Legislations for Drivers to Benefit From

  by Jasper Ericks

  With 47 out of 50 states mandating all drivers to have an auto coverage policy before driving, it is best to take it as a good hint. US legislator have a very good reason for making car insurance mandatory before securing a driver’s license: there has been an increase in the number of accidents that happen on the road. And the sad thing about it is that an alarming percentage of these people did not insure the car or themselves. … (more) May 27, 2010

• Implied by Auto Insurance Claims

  by Jasper Ericks

  It is inevitable and unpredictable when and where accidents and other car related incidents will happen. During these times, policy holders are left with no other choice but to file for claims in the aim of being financially compensated. However, claims even if they are approved or not have many implications on the insurance, financial and credit records of policy holders which may affect his or her premium rates in the future. Claims in its simplest sense imply three major … (more) May 25, 2010