Most Recent Auto Insurance Articles in Auto Owners Insurance

• Main auto insurance categories into which the 50 states fall

  by Jasper Ericks

  Auto owners insurance varies between states and most auto owners insurance would be the minimum coverage that would be required by the state.  While some auto owners prefer to add comprehensive as well as collision auto insurance to offer better protection, there are the others who prefer to purchase both types of coverage in separate packages. While comprehensive insurance covers almost everything, it does not cover collision. But, collision insurance offers protection irrespective of whether the driver was at fault. … (more) December 1, 2010

• Difference between collision and comprehensive insurance

  by Jasper Ericks

  Auto owners insurance vary from one state to another, and the laws regulating the accident cover might also vary.  However, it is important to note that there is a big difference between comprehensive insurance and collision insurance. Comprehensive insurance coverage While comprehensive insurance covers almost everything, it does not cover collision.  This type of insurance cover is recommended for all drivers.  It covers a whole range of losses and mostly the kind that is not covered by collision insurance. … (more) November 30, 2010

• Auto owners insurance policies – saving on the premium

  by Jasper Ericks

  Every automobile owner will need to purchase an automobile insurance, which can be personalized according to individual requirements. Almost all states in USA needs the auto owners to have a mandatory liability insurance, and the other coverage are left to individual preferences. Purchasing insurance policy that provides ample coverage will give peace of mind when driving, along with ensuring complete assistance in repair and replacement of damages to automobiles.  Before choosing the insurance policy however, the auto owners must make … (more) November 20, 2010

• The connection between auto owners insurance and marital status

  by Jasper Ericks

  Like any other auto insurance, auto owners insurance company assesses an application based on the applicants’ personal details such as gender, age, marital status, credit history, and driving history. From this information, auto insurance companies are able to determine what car insurance premium rate they will give their new policyholders. Some of these factors policyholders have control over but some they do not. Let us take age for example; we can’t change our age from the time that we apply … (more) November 13, 2010

• Factors that affect your auto owner’s insurance premium

  by Jasper Ericks

  The current economic hardship that we are experiencing today has already manifested in our auto owners insurance policies. Every time, it is more difficult for us to locate a cheap auto insurance policy that fits our household budget. The prices of car parts have risen as well as the cost of repair resulting to a high car insurance premium. So, in these times, how can we achieve cheaper auto owners insurance? There are other factors that affect auto owners insurance … (more) November 13, 2010

• How to save effectively on auto owners insurance

  by Jasper Ericks

  Getting auto owners insurance can be a nightmare if you aren’t sure of the ways in which you might be able to get optimum quotes. It is important to know the different tricks that one can use to save on auto insurance, as it can really come in handy over a period of time. It isn’t like rocket science; on the contrary, it is much simpler than what you think it might be. Continue reading to see ways in which … (more) November 6, 2010

• Tips to save money on auto owners’ insurance

  by Jasper Ericks

  If you own a fleet of cars, you might to spend quite a bit of money on auto insurance. But the very fact that you own quite a few cars can work in your advantage. Insurance companies offer a lot of discounts to owners especially when they have multiple policies. Here are some tips for car owners to save money on the insurance and also get the coverage to cost combination right. Approach the same insurance company for the fleet … (more) November 2, 2010

• Good to know facts about auto owners insurance

  by Jasper Ericks

  One of the biggest auto insurance companies in the United States of America would be Auto Owners Insurance. Since 2002, it has held its position as a Fortune 500 company and continues to being one of the most sought after insurance companies in the country. This is because of their professionalism and customer care. J.D. Power and Associates, a marketing research company that conducts research and surveys on customer satisfaction and marketing performance for automotive companies and other firms, has … (more) October 21, 2010