Teenagers are usually involved in a large number of automobile accidents. It doesn't therefore come as a surprise that the auto insurance providers preparing for the high claims are raising the auto insurance premiums to such a great extent. However, teenagers can still find a way to negate the higher insurance premiums making sure that their premium is very much affordable if not cheap. Here are some ways in which you can lower the auto insurance premium substantially.
Take a driving course
A driving course offers two benefits. By learning the nuances of driving, the significance of various traffic symbols and the best practices on road, you would become a safe driver thereby maintaining an impeccable driving record. This will eventually help you negotiate for lower auto insurance premium. The other benefit is that the certification if recent, will help you request for a discount and this request may well be approved allowing you to save some money on your auto insurance premium.
Find an elder with insurance
If your parents have their own auto insurance or a house or health insurance, you can always convince them to combine it with your auto insurance. By doing so, you are indulging in more business with the same provider. This makes you eligible for better customer service and discounts too in order to retain your business. Therefore if someone in the family has any sort of insurance you can consider it as a foolproof way of lowering your auto insurance premium.
Get good grades
If you get excellent grades in school you would be considered as someone who has a sense of responsibility and hence someone who wouldn’t really be involved in reckless driving and accidents. This will surely make a good case for you to get a discount on your auto insurance premium. The best part is that it is totally in your control and is direct cash saving adding up to your pocket money. It is a good way of cashing in on your grades even before you start a career.
Drive less
Driving less has always been an efficient way of cutting down on your costs, whether it is for fuel or for auto insurance. As you drive less, the chances of accidents and claims also go down. There are quite a few providers which openly admit to providing discounts for those who don’t drive much.
