Senior citizens also like to avail the best rates on their insurance policies like the rest of us. However, most often senior citizens don’t realize that they belong to the high risk group and can attract higher auto insurance rates. There are a few simple tips that one can follow to ensure that they get the best rates possible on their insurance policies.
- Most often auto accidents that involve senior citizens occur at intersections. Always ensure that you look ahead of you if you want to change lanes quickly after an intersection. Always pay attention while turning into left turn lanes which have their own arrows. Ensure that the tires are kept pointed straight when the vehicle has stopped. This will help prevent the rear-end accident where you will not get pushed into oncoming traffic.
- Don’t drive too slowly as this is equally dangerous. Follow the traffic flow and pay special attention while exiting or entering interstates as well as freeways. Going too slow can trigger a road rage in the drivers who are less patient. Always keep to the right and go with the flow of traffic.
- Most violations would include failure to give right of way as well as improper turning, inappropriate lane changes etc.
- Always be seated high enough in the driver’s seat and ensure that you get visibility of at least 10 feet in front of your vehicle. If the car seat cannot be adjusted then it is advisable to have a cushion. This will help see pedestrians as well as bikers better and avoid the glare of headlights at night.
- Senior drivers must avoid wearing sunglasses as their vision is reduced and they must avoid driving after dusk.
- Learn how to operate new cars and get familiar with things such as anti-lock brakes. These behave differently on slippery situations and if you are not familiar with these systems ensure that you get adequate training and familiarize yourself with the use of the same.
- Senior drivers can avail a lot of discount by joining a refresher’s course in driving such as the ones offered by AARP.
- Fit vehicles with rear-view mirrors that will automatically dim and keep out any glare from the headlights.
- Nowadays, there are sensors that deploy the air bags depending on the weight of the occupant and side air bags are better.
- Check online and shop around to avail the best senior discounts that are available.
